Pub. 4 2014 Issue 4

*Not licensed in the states of NH, NJ, RI, and VT. © 2014 Federated Mutual Insurance Company Every employer, no matter what size, has to deal with human resource issues, regulations, and employment law changes. Contact your local marketing representative to learn how Federated Insurance can help you address issues such as hiring, firing, and disciplinary actions with an employee handbook building tool, sample policies and procedures, and access to independent employment law attorneys. Visit www.federatedinsurance.com to find a representative near you. Is Uncertainty Holding You Hostage?